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Pension Ponzi - How Public Sector Unions Are Bankrupting Canada's Health Care Education And Your Retirement (Cód: 9240424)

Fairbanks,Lee; Tufts,Bill

John Wiley & Sons

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Pension Ponzi - How Public Sector Unions Are Bankrupting Canada's Health Care Education And Your Retirement


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The vast majority of Canadians are blissfully unaware that every man, woman and child in Canada now owes a $35,000 share of government debt and must pay this back, with interest! Make no mistake, this debt will change our country and affect every single Canadian in the decades to come. You may think you have planned for your retirement and are safe, but the government must find a way to recover this borrowed money, and they can only do that by raising your taxes and reducing your hard-earned benefits. How did this debt come about, and why can't we simply pay it off? 'Pension Ponzi' lays the blame squarely at the feet of the politicians who refused to stand up to Canada's public sector unions. The fact is Canada's public sector, which accounts for 20% of the workforce, has been grossly overpaid relative to their counterparts in the private sector with cushy pensions paid for with your taxes and new debt. There is no denying that the country does not have the financial resources to ensure that the next generation of Canadians will have the same standard of living as the ones before it-or to support our growing seniors population. Meeting our public sector pension obligations will break the current social safety net that is a pillar of the Canadian way. Can you escape this bleak future? Can you afford to live longer? Nationally-recognized pension expert Bill Tufts and award-winning journalist Lee Fairbanks explore how this catastrophe came about and then suggest ways that government can fix what's broken, and how you as an individual can protect yourself from the financial calamity that is about to engulf Canada. HOW MUCH IS YOUR NEIGHBOUR'S RETIREMENT GOING TO COST YOU? Once upon a time, working in the public sector in Canada meant that in exchange for a lesser salary, one would enjoy additional job security and a reasonable pension upon retirement--fair and just rewards for a life in public service. But somewhere along the way, the 20% of Canadians belonging to public sector unions managed to negotiate bulletproof job security, salaries that far outstrip anything comparable in the private sector, and incredibly generous pensions. The net effect? The way things are set up, many public sector workers will collect more income in retirement than they earned during their working careers. And the 80% of taxpayers who don't belong to a public sector union--most of whom have no true pension at all--get the privilege of paying for it all. Nearly every one of those public sector union pension plans is underfunded to the tune of hundreds of billions of dollars, and taxpayers are legally on the hook to make up the difference, as well as any investment losses, until death do us part. How is that fair to anyone? This book will open your eyes to one of the greatest legal asset re-allocations in the history of the world. Some call it pension envy, some call it pension apartheid. We call it a Pension Ponzi plan, an unsustainable funneling of money from one group of Canadians to another. Canadians are being bilked out of their hard-earned money and cheated of secure retirements in order to gold-plate the pensions of those who have engineered the system in their favour. Pension expert Bill Tufts and journalist Lee Fairbanks investigate the history, the present situation and the future repercussions of a system out of control.


Peso 0.32 Kg
Produto sob encomenda Sim
Marca John Wiley & Sons
I.S.B.N. 9781118098738
Referência 016736520
Altura 22.60 cm
Largura 15.00 cm
Profundidade 1.10 cm
Número de Páginas 256
Idioma Inglês
Acabamento Brochura
Cód. Barras 9781118098738
Ano da edição 2013
AutorFairbanks,Lee; Tufts,Bill